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This sort of reasoning makes sense at population scale, but not particularly for individual decision making if someone is spending their own money.
by mhb 4y ago
This sort of reasoning makes sense at population scale, but not particularly for individual decision making if someone is spending their own money.
- vkou 4y agoAlmost nobody either in the US or out of it is spending their own money for healthcare, it's usually them spending the money of their health insurance plan, be it private or public. Also, as mentioned above, the ROI of overtesting can well be negative.
- mhb 4y agoThere are plenty of people who can spend their own money for healthcare. Anyway, as mentioned explicitly above, the ROI for that cohort can be different for the groups that don't spend their own money. Probably the societal ROI is better for spending more of its healthcare money on something else anyway. More relevantly, people who are paying for their own care can choose how to address any issues discovered by testing. If you're on a trip deciding where to go and someone tells you not to look at part of the map because it is a dangerous area, does it make sense to blindly believe them or to look at it, do further investigation and then decide whether to travel there?