Say you have a product, and you add no new features (you fix some bugs and patch for security). The interest payments are a lot less than if you are actively de

Say you have a product, and you add no new features (you fix some bugs and patch for security). The interest payments are a lot less than if you are actively developing new features and therefore adding complexity. So it is dynamic in a way that normal debt isn’t. It can be worse than debt or not as bad depending on the nature of the debt and its consequences. If you have something written in OG Perl and and the messyness makes all your devs leave and you cant find anyone with skills that can be really bad! Although only if that product is your ownly source of revenue. Say like many small companies trying to make it big you have “bread and butter” product A and “next gen unicorn” product B. If B is far along and customers transitioning from A to B then tech debt on A is less expensive than if B is stalled and in a quagmire.