I wrote an article on this last year and submitted it here and got down voted into the lower levels of Hacker News hell. Later, of course, someone else has a si

I wrote an article on this last year and submitted it here and got down voted into the lower levels of Hacker News hell. Later, of course, someone else has a similar experience with Stripe, and now everybody is all about it. It gets a frustrating trying to talk to tech people sometimes. I never know if they are going to be a shill mafia or actually consider the evidence.