Whether or not we are "in a recession" will not change the underlying metrics. Whatever positives may exist, the agreement seems to be that on an individual-by-

Whether or not we are "in a recession" will not change the underlying metrics. Whatever positives may exist, the agreement seems to be that on an individual-by-individual basis, things are not as good now economically than they were a year ago. Whether NPR or NY Times or WaPo (or the White House) calls it a recession or not is not what's going to drive people's behavior - their bank accounts, their mortgage and rent payments, and the price of food will.