You are technically correct for tesla vehicles (though there's some grey area around how Tesla markets things - you can't just handwave away legal liability for

You are technically correct for tesla vehicles (though there's some grey area around how Tesla markets things - you can't just handwave away legal liability for a death with "but the fine print!"), but not for self-driving vehicles in general. Waymo taxis, for example, explicitly does not have a driver. And Tesla has explicitly advertised that this Waymo scenario is where they're headed, so it's a question that's definitely worth thinking about now. "Blame the driver" isn't looking like a tenable position long term.