If Visa/MC won, that means the other choices are vanquished, and consumers don't have a broad set of choices. If cryptocurrency succeeds at becoming one of the

If Visa/MC won, that means the other choices are vanquished, and consumers don't have a broad set of choices. If cryptocurrency succeeds at becoming one of the options that is universally available, then financial intermediaries will no longer wield disproportionate influence on what people can spend their money on.