I think an interesting comparison now is between payment service providers (including Stripe) and all-in merchant of record services (like Paddle). At some poi

I think an interesting comparison now is between payment service providers (including Stripe) and all-in merchant of record services (like Paddle). At some point all the extra fees for additional services add up and using a PSP isn't so attractive financially any more. All the extra admin and integration work you still need to do with a payment service provider can also be a barrier. I'm surprised the MoR market hasn't become more crowded and competitive already. It's often suggested around here that if something is core to the purpose of your business then you should do it and if not then you should outsource it as much as possible. MoR seems like the logical conclusion of that argument for a lot of financial activities.