> How easy is it - for both sides - to get set up? I suspect this is a huge sticking point. The last time I tried to pay for something using bitcoin, I failed.

> How easy is it - for both sides - to get set up? I suspect this is a huge sticking point. The last time I tried to pay for something using bitcoin, I failed. I tried again with monero and, once again, failed. Zelle worked just fine.