Exactly this. Also, i cannot imagine how using CB-issued digital currencies would work especially while being abroad. As already said, the respective governmen

Exactly this. Also, i cannot imagine how using CB-issued digital currencies would work especially while being abroad. As already said, the respective government has you by the balls. Critize someone / something? Voila, account and funds access revoked. Additional, i get the convenience factor of digital payment methods -paying mostly by credit card myself- but consider this: if your phone breaks, you are oh so bummed. No maps, no calls, no SMS tokens, no authentication apps (if not having an laptop as a backup,), no ID vault apps (same), no Google / Apple pay, and more... Had to endure this for 3 months last year. Physical cards work almost always 100%, can be freely used by people you trust, dont need expensive roaming data, you dont have to rely on a device being a) with you and b) being charged. Also, good luck swapping the SIM to an older, backup phone if all you got is an eSIM...