Thanks for posting that. The people who composed it and are "pissed off" if true are working from a state of knowledge that doesn't factor in much about distrib

Thanks for posting that. The people who composed it and are "pissed off" if true are working from a state of knowledge that doesn't factor in much about distributed systems, or risk, or scale, much less banking. I imagine in reality that is not the case but from an argumentation perspective, an appeal to populism is evidence of being a crank or worse. There are definitely reasons in the context of CBDCs to consider retail access but being "pissed off" about the state of safety in FDIC-insured accounts or other safe assets is definitely not one of them.