It seems like governments around the world want to push people to keep their money in the bank. But this is an awful idea: first, in this case the government ca

It seems like governments around the world want to push people to keep their money in the bank. But this is an awful idea: first, in this case the government can track all your spending (even if the law doesn't allow that, they can ask the bank informally). Second, the government can always limit how much you can spend or withdraw. For example, if there is a financial crisis, the government can limit how much you can withdraw from your account. Those with cash might be able to buy currency or precious metals, but those who trust the bank will be screwed. But to be honest cash is not much better. For example, the government can introduce a cash reform, and also set limits for exchanging old currency to new one.