The idea is that we need to shift to a model where you lose money on the house. Where everyone loses money on their houses. After mortgage payments, insurance,

The idea is that we need to shift to a model where you lose money on the house. Where everyone loses money on their houses. After mortgage payments, insurance, property taxes, and repairs. This would make houses like every other good, like clothes and furniture, which are consumed for their inherent utility rather than to earn a financial return on investment.