Effectively, it's the same reason why the death penalty does not deter crime from happening. The threat of career-ending shame & humiliation is remote and unli

Effectively, it's the same reason why the death penalty does not deter crime from happening. The threat of career-ending shame & humiliation is remote and unlikely. As another poster said much further up-thread, there is more fraud going on that doesn't get detected. Criminal penalties in this realm are a bit draconian. More punishment & punity is not the answer.