Not sure what part of the world you're in, but OP was describing Germany, and I'm in Netherlands. Both of these countries have pretty strict requirements for e

Not sure what part of the world you're in, but OP was describing Germany, and I'm in Netherlands. Both of these countries have pretty strict requirements for energy efficiency of new buildings. So at least here, it would be safe to assume that a < 10 year old home or apartment would be much more efficient (and comfortable) than a 30+ year old one. Also, there's a new government initiative to provide incentives and special financing for property owners (who rent their property) to bring the efficiency of all properties up to a decent minimum level by 2030 if they wish to be allowed to continue renting them out. I imagine there may be some exclusions for certain very old properties, especially historical/monumental ones. But regardless, it should have a big positive impact.