You are aware that the author of the article created your first reference right? Under this light, it is entirely possible they work on shedding light on the sc

You are aware that the author of the article created your first reference right? Under this light, it is entirely possible they work on shedding light on the scams to defend those that are financially desperate. Your comments seem to imply the author has not thought these things through when obviously their empathy to those falling prey is rather high. That being said, similar to you, I believe that greed induced blindness (get rich quick) is just as bad as the person running the scam. People need to feel the pain (both financially and socially) of thinking you can get 20% annual returns for free.