>Poor Maintenance. Brakes, nails in tires, low air pressure in tires, tires not suited for climate, other cars leaving oils on the roads, poor road maintenance,

>Poor Maintenance. Brakes, nails in tires, low air pressure in tires, tires not suited for climate, other cars leaving oils on the roads, poor road maintenance, unexpected or untrained weather, check engine light (25%), potholes impact tie rods and steering, worn shocks, uneven loading. Very few drivers do this or pre-drive check every drive. Your list started off good and then quickly went straight to bad faith BS. Nobody is getting in a crash because their worn out gas cap is causing the emissions system to pop a code. Furthermore, it's pretty clear from the statistics available and the widely varying conditions across the US with regard to vehicle inspections, weather and road conditions that these factors pale compared to human judgement related causes.