How do you propose that this ages old scam could be “solved”? The “bad actors” are based overseas, largely out of reach of any realistic enforcement action. No

How do you propose that this ages old scam could be “solved”? The “bad actors” are based overseas, largely out of reach of any realistic enforcement action. No amount of financial education will save these idiots. Perhaps the only realistic solution would be to further restrict personal financial freedoms, which hardly seems like a good thing.