What people seem to often forget is... during the financial crisis following the housing crash governments (especially in the USA) passed out significant amount

What people seem to often forget is... during the financial crisis following the housing crash governments (especially in the USA) passed out significant amounts of bailout money for all those banks but completely failed to get them under control - so banks just used that bailout money to temporarily guarantee their vital liquidity and once things were looking up again a few months later, they just kicked them out and went right back to their old business, including bonuses and everything. There were even farce attempts to "get them under control" and the banks themselves would have votes in these decisions HOW they were going to be controlled and regulated. Excuse me??? That is like putting the mafia on trial and making their family the grand jury. "Too big to fail" has proven time and again to be the absolutely best way of gaming the system almost any way you want. We even bent the very rules of capitalism and free market backwards multiple times to accommodate for these behemoth institutions and to this day, justice hasn't happened and nobody has ever been responsible for this mess.