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Longer description lengths wouldn't change the fact that a lot of merchants use names that are unrecognizable because they're a corporate name, not the common n
by KennyBlanken 4y ago
Longer description lengths wouldn't change the fact that a lot of merchants use names that are unrecognizable because they're a corporate name, not the common name of the business.
Instead of Bob's Bagel Company, it's 1132 Fifth LLC, and only after a bunch of googling do you happen to hit upon a corporate database and discover the LLC is for a restaurant.
Merchants shouldn't even be allowed to set this field. It should be set by their merchant bank, and the bank should require that the name on a reader at a business location match the common name of the business, followed by their address or store number if it's a chain, and zipcode. Ideally the business phone number as well. Or there should be a merchant ID, cross-referenceable against a publicly database maintained by credit card companies.
- dazbradbury 4y agoA merchant ID in a separate "more info" field makes sense. But not to replace the description. The description should not only convey where the purchase was made, but also what product was purchased (ideally in enough detail). Only the merchant knows that information and so it's right that it's set by the merchant.