> why try solving it at the lender's expense? Why should the lender be completely insulated against a borrower's inability to repay? Why should a lender be ab

> why try solving it at the lender's expense? Why should the lender be completely insulated against a borrower's inability to repay? Why should a lender be able to lend for education without any diligence on borrower's ability to repay, but not in other domains?