I don't know how the 1.3bn breaks down but please keep in mind the trend after the financial crisis is to issue fines that are disproportional with the size of

I don't know how the 1.3bn breaks down but please keep in mind the trend after the financial crisis is to issue fines that are disproportional with the size of the offense, as a punitive way. So it's not clear the 1.3bn has anything to do with the size of the underlying frauds.