It's the same with colleges--even state universities now have luxury dorms with one bedroom/one bath units, massive gyms, bigger and nicer libraries and compute

It's the same with colleges--even state universities now have luxury dorms with one bedroom/one bath units, massive gyms, bigger and nicer libraries and computer labs... and more useless programs that kids don't participate in or get much use from. At a UC I paid over $1000 a quarter in registration fees for those programs that I basically got zero benefits from them. Housing is similar--there aren't many small 1200 sq ft starter homes with a one car garage being built--it's mostly big McMansions with a list of bullet points. There are fewer and fewer affordable entry points to housing and college for the working class to start building wealth from.