Your comment would be more helpful if you could explain why some of the garbage is based on ideals instead of facts, or provide your own facts. I'm not saying t

Your comment would be more helpful if you could explain why some of the garbage is based on ideals instead of facts, or provide your own facts. I'm not saying this to support the so-called garbage, but because I am about as unqualified a consumer as anyone of "comments on op-eds that address banking regulation", and maybe you could sift the wheat from the chaff for people like me.