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I've been using YNAB for years now looked at the competitors from time to time. While their pricing has increased quite a bit (by now also for long time users

I've been using YNAB for years now looked at the competitors from time to time. While their pricing has increased quite a bit (by now also for long time users coming from YNAB 4), for me it is worth every penny and better than anything else out there. I can't recommend it enough and I don't even get paid to write this comment.

joshstrange 4y ago
I think I'd keep paying for YNAB even if the price doubled twice more, it's worth that much to me. I'm not saying other budgeting tools can't compare/complete but for me it works really well and has lead to my saving literal 10's of thousands of dollars over the span of just over 2 years. Once you get everything dialed in you can almost run on auto-pilot (repeating transactions and goals are your friend). Could I drop YNAB and continue with my better financial behavior? Possibly, probably in the short-term for sure but I know I'd slowly drift until I was back where I was before starting YNAB. The yearly cost ($99/yr) is well worth the cost to keep me on the right track and notice early when I'm slipping.