So you're a metabank, and you provide mint like tools for analyzing expenses, paying bills, etc.. Then you provide better customer service or a better experien

So you're a metabank, and you provide mint like tools for analyzing expenses, paying bills, etc.. Then you provide better customer service or a better experience or something like that? Do you plan to use customers leverage to get better terms with the actual banks? Like could you move all the accounts to another bank if it paid better interest or something like that? Do you take a cut of the action?