I don't think this is accurate in the US. Yes, FHA loans require inspections, but they are WELL under half of all mortgages, and I am not aware of any other maj

I don't think this is accurate in the US. Yes, FHA loans require inspections, but they are WELL under half of all mortgages, and I am not aware of any other major lenders or loan programs that require inspections (there probably are some, but I have never encountered one in many home purchases and sales). Most do require appraisals, but an appraisal is very different than an inspection, and usually the buyer does not see the appraisal report (as the actual customer is the lender, not the buyer).