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Simple's FAQ says no fees: https://www.simple.com/faq/ https://www.simple.com/faq/ Although you may be referring to third-party ATM fees. I'm curious which ba

Simple's FAQ says no fees: https://www.simple.com/faq/ https://www.simple.com/faq/ Although you may be referring to third-party ATM fees. I'm curious which banks still reimburse for third-party ATM fees. Can you share the name of your bank?

286c8cb04bda 15y ago
Not the OP, but I have a bank account at Schwab[1], and they refund all ATM fees that other banks charge. [1] http://www.schwab.com/ http://www.schwab.com/
- deltaqueue 15y ago
  This is correct for their high-yield investor checking account (don't let the name fool you, the interest is a fraction of a percent). This account requires a credit check and a linked brokerage account; although, I don't think that brokerage requires a minimum balance. While I hold options, my cash balance is ~$3. Anecdote: I have been with Schwab for years and love their offering. One weekend in Vegas I accumulated something like $150 in ATM fees and they refunded every penny of it. Like Alex said, this was only possible through previous trade commissions/fees they've generated from me.
  - mrgordon 15y ago
    It's only possible from trade commissions/fees they've generated in general, but not specifically from you. Some people definitely come out ahead. And yeah, you have to open a brokerage account but you can leave it with $0 and no positions forever. That said, Schwab has some pretty killer deals on ETFs on the brokerage side..
  - nocredit12 15y ago
    i guarantee you they dont run a credit check - i have horrible credit and was able to get one.
- mrgordon 15y ago
  Schwab rocks! Fidelity also has a similar account although it is a joint checking/brokerage account and the interface is tailored towards the brokerage side. Glad to see more competition in this space. Give me something even better than Schwab :)
doomie 15y ago
SF Fire Credit Union (http://www.sffirecu.org/checking-savings/checking http://www.sffirecu.org/checking-savings/checking). No fees.
maaku 15y ago
First republic bank Free ATM checking (firstrepublicbank.com). Also no foreign transaction fees (very nice for a traveller).
damoncali 15y ago
USAA reimburses third party fees, has a nice iphone app for deposits, and a generally sound web interface. If you can get in, I highly recommended them.
intelekshual 15y ago
Ally reimburses third-party ATM fees, as well: http://www.ally.com/ http://www.ally.com/

286c8cb04bda 15y ago

Not the OP, but I have a bank account at Schwab[1], and they refund all ATM fees that other banks charge. [1] http://www.schwab.com/ http://www.schwab.com/

deltaqueue 15y ago
This is correct for their high-yield investor checking account (don't let the name fool you, the interest is a fraction of a percent). This account requires a credit check and a linked brokerage account; although, I don't think that brokerage requires a minimum balance. While I hold options, my cash balance is ~$3. Anecdote: I have been with Schwab for years and love their offering. One weekend in Vegas I accumulated something like $150 in ATM fees and they refunded every penny of it. Like Alex said, this was only possible through previous trade commissions/fees they've generated from me.
- mrgordon 15y ago
  It's only possible from trade commissions/fees they've generated in general, but not specifically from you. Some people definitely come out ahead. And yeah, you have to open a brokerage account but you can leave it with $0 and no positions forever. That said, Schwab has some pretty killer deals on ETFs on the brokerage side..
- nocredit12 15y ago
  i guarantee you they dont run a credit check - i have horrible credit and was able to get one.
mrgordon 15y ago
Schwab rocks! Fidelity also has a similar account although it is a joint checking/brokerage account and the interface is tailored towards the brokerage side. Glad to see more competition in this space. Give me something even better than Schwab :)

doomie 15y ago

SF Fire Credit Union (http://www.sffirecu.org/checking-savings/checking http://www.sffirecu.org/checking-savings/checking). No fees.

maaku 15y ago

First republic bank Free ATM checking (firstrepublicbank.com). Also no foreign transaction fees (very nice for a traveller).

damoncali 15y ago

USAA reimburses third party fees, has a nice iphone app for deposits, and a generally sound web interface. If you can get in, I highly recommended them.

intelekshual 15y ago

Ally reimburses third-party ATM fees, as well: http://www.ally.com/ http://www.ally.com/