> Canadians can do money transfers instantly between any bank using e-transfer. Interesting, for me e-transfers usually take around 20-30 minutes to go through

> Canadians can do money transfers instantly between any bank using e-transfer. Interesting, for me e-transfers usually take around 20-30 minutes to go through (where the other party receives the notification with the ability to deposit it). I prefer using cryptocurrency for near-instant transfers for exactly this reason. When I've gone to pay for items via e-transfer there's a lot of waiting around for the other party to receive it (and ATMs generally limit your daily withdrawal amount, so for me, withdrawing cash isn't a good solution for purchasing things over $1000)