Weird, I now find transferring money between accounts at different banking institutions is incredibly easy. My credit union provides me with free access to the

Weird, I now find transferring money between accounts at different banking institutions is incredibly easy. My credit union provides me with free access to the services of EFT Canada via which I can move money around any canadian banks with $0 in fees. If I have to move internationally, I go via https://oanda.paydirect.io/ https://oanda.paydirect.io/ -- Oanda started out as a currency trading platform. Being able to send a wire transfer in USD to China from my couch in 5 minutes with very little in fees is pretty awesome. Previously it took 2 hours of driving into the city to get to the nearest branch of my credit union plus another hour of waiting for the teller to figure out the wire transfer. And all this has happened without any cryptocurrencies involved. Look around for modern financial services, as they do exist!