There are a few items that make home ownership in the US financially advantageous: * As others have mentioned, most US Mortgages are fixed-rate. (https://www

There are a few items that make home ownership in the US financially advantageous: * As others have mentioned, most US Mortgages are fixed-rate. (https://www.tandfonline.com/doi/full/10.1080/15214842.2020.1757357 https://www.tandfonline.com/doi/full/10.1080/15214842.2020.1...) * You also have homestead exemptions and associated limits on property tax increases (https://en.wikipedia.org/wiki/Homestead_exemption https://en.wikipedia.org/wiki/Homestead_exemption) * The mortgage interest deduction * The ability to refinance with a lower rate interest rate in the future For anyone that is not currently a home-owner, I'm afraid you're correct.