There is no good answer. I think Lyn Alden said the same in a tweet recently. You will most likely lose no matter what short term. My conclusion is that long t

There is no good answer. I think Lyn Alden said the same in a tweet recently. You will most likely lose no matter what short term. My conclusion is that long term it's probably good to be in stocks. The problem is that stocks might go down a lot before recovering, years from now. And of course you cannot time it.