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If it isn't clear to anyone right now. There are no safe assets, there haven't been a lot of options for the last year. Your best bet is to minimize your loss

If it isn't clear to anyone right now. There are no safe assets, there haven't been a lot of options for the last year. Your best bet is to minimize your losses. Hold cash- lose ~7-8% real value. Safe bonds are probably your best bet for the short term or owning a inflation protected business however those are rare and a recession is coming along. I guess there's a case for some risky short bets but that makes the problem worse. It just feels like there is about to be an asset wipeout across the spectrum - like a forest fire clearing out the forest for new growth. Don't run to the exits because that's an even worse outcome unless your holding leveraged stock bets.

giantg2 4y ago
You can buy $10k of I-bonds per year. That is a safe haven, even if small.
- randomopining 4y ago
  There's a way to effectively get more by gifting
  - deleted 4y ago
    [deleted]
  - giantg2 4y ago
    You have to be careful not to do anything illegal with that approach.
    - randomopining 4y ago
      I don't think it's illegal. You are holding it within the confines of their online system
- ant6n 4y ago
  Can anybody, or is it just for US people?
  - boringg 4y ago
    US only
    - cesarb 4y ago
      > US only Other countries have their own alternatives. For instance, here in Brazil we have the NTN-B, a federal government bond which can be bought by anyone and currently returns the inflation plus 6% (see https://www.tesourodireto.com.br/titulos/precos-e-taxas.htm https://www.tesourodireto.com.br/titulos/precos-e-taxas.htm which calls it "Tesouro IPCA", with IPCA being our main inflation index). And it doesn't have any "only 10k per year" limit.
fennecfoxen 4y ago
> It just feels like there is about to be an asset wipeout across the spectrum That's generally expected when interest rates rise. Most assets have value now because they ought generate returns in the future -- but you can get interest between now and in the future, and if you can get a lot of that interest now, why would you spend so much on what is still a long way off?
- boringg 4y ago
  The thing that's different here is you can get some interest now but less interest than the rate of inflation so you are only minimizing losses as your real value is decreasing.

giantg2 4y ago

You can buy $10k of I-bonds per year. That is a safe haven, even if small.

randomopining 4y ago
There's a way to effectively get more by gifting
- deleted 4y ago
  [deleted]
- giantg2 4y ago
  You have to be careful not to do anything illegal with that approach.
  - randomopining 4y ago
    I don't think it's illegal. You are holding it within the confines of their online system
ant6n 4y ago
Can anybody, or is it just for US people?
- boringg 4y ago
  US only
  - cesarb 4y ago
    > US only Other countries have their own alternatives. For instance, here in Brazil we have the NTN-B, a federal government bond which can be bought by anyone and currently returns the inflation plus 6% (see https://www.tesourodireto.com.br/titulos/precos-e-taxas.htm https://www.tesourodireto.com.br/titulos/precos-e-taxas.htm which calls it "Tesouro IPCA", with IPCA being our main inflation index). And it doesn't have any "only 10k per year" limit.

fennecfoxen 4y ago

> It just feels like there is about to be an asset wipeout across the spectrum That's generally expected when interest rates rise. Most assets have value now because they ought generate returns in the future -- but you can get interest between now and in the future, and if you can get a lot of that interest now, why would you spend so much on what is still a long way off?

boringg 4y ago
The thing that's different here is you can get some interest now but less interest than the rate of inflation so you are only minimizing losses as your real value is decreasing.