>conservative 7.5% >$150,000 pre tax Oh my god, the FIRE community makes me laugh so hard. Just 4 years ago people were talking about how they only needed 4% a

>conservative 7.5% >$150,000 pre tax Oh my god, the FIRE community makes me laugh so hard. Just 4 years ago people were talking about how they only needed 4% average yearly gains, $48,000 per year in income, and inflation would stay at 2%. It turns out that you can't eat money, and that real things become scarcer every year. 5 years from now people will be laughing at your numbers for being low :)