I don't have any, and try to avoid taking on any new ones. They add up quickly. For hosting I use GitHub pages. No vpn. Free Dropbox plan. YouTube for videos a

I don't have any, and try to avoid taking on any new ones. They add up quickly. For hosting I use GitHub pages. No vpn. Free Dropbox plan. YouTube for videos and music. Might buy a few months of Xbox Game Pass if there a bunch of games to play. OTOH the amount I've lost via index funds this year outweighs the cost of all these subscriptions many times over, so you do you :P