I manage most of my investments through my bank: basically funds that represent a certain part of the industry, managed by external firms. I have invested in qu

I manage most of my investments through my bank: basically funds that represent a certain part of the industry, managed by external firms. I have invested in quite a few different ones, everything from the technology sector, to biotech, to emerging industries funds. Compared to about 5 years ago, the total value had increased by about 40% from what it was initially. This year? Everything's back to around 0% - some of those are in the red, some have measly value increases, but overall it's just like stashing money in a sock somewhere, instead of actually investing it. In a sense, it's telling of the greater situation economically - and that's even when you ignore the funds that had some Russian investments as a part of the portfolio (the trading of which was suspended altogether). When you consider the inflation that we're having here (Latvia) and now also the situation with the overall value of Euro, it doesn't look too good, to be honest. But hey, I'm paid comparatively little anyways and people working at US companies probably make in a month what I make in a quarter, so no point in crying over insignificant amounts of money. I'll continue to have some financial stability, just will never have things like nice cars or owning my own housing at this rate.