5 ms·
Is the 800€ the maximum paid per month since it already reached the cap? Does the company subsidize any of that?
by pkaye 4y ago
Is the 800€ the maximum paid per month since it already reached the cap? Does the company subsidize any of that?
- ant6n 4y agoYes (15%, cap at 65k income). Yes (for the company it’s like a payroll tax, they also pay 15%, capped at 65k).
- pkaye 4y agoSo the premiums are not too different between US and Germany. The two advantages I see with Germany is the premiums are proportional to income and likely costs of procedures and medications are better negotiated by the government. Do you have to deal with copay (a small amount you pay per procedure)? If you are curious about US insurance plans, here is California website for estimating insurance costs. Basically the costs scale with income, number of individuals and their age and their desired level of coverage. https://apply.coveredca.com/lw-shopandcompare/ https://apply.coveredca.com/lw-shopandcompare/