The calculator I used also includes a little bit of pension (called Social Security) beginning at age 62+, but it's not very much compared to what you put in. I

The calculator I used also includes a little bit of pension (called Social Security) beginning at age 62+, but it's not very much compared to what you put in. It is quite a bit different from a typical pension plan. The maximum you can get from social security today is $3345/mth. As for health and unemployment insurance, both of those are paid for by the employer in the US.