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Yep, health care costs for a family can run $10k/year for Americans (out of pocket maximum) and so basically any kind of major illness or baby delivery will cos
by thehappypm 4y ago
Yep, health care costs for a family can run $10k/year for Americans (out of pocket maximum) and so basically any kind of major illness or baby delivery will cost that much.
- jakear 4y agoHow often do you expect most families encounter major illnesses and/or babies? I’ve literally never used my health insurance. I expect the vast majority of people are in the same boat.
- mercutio2 4y agoThis sounds like the fallacy of youth. I never used medical care in my 20s. In my 30s, my wife and I needed a bit. In my 40s, slightly more. On average Americans use a lot of health care.
- jakear 4y agoAverage of “never”, “a bit”, and “slightly more” is “a bit”, where do you get “a lot” from?
- spiderice 4y agoThat varies widely by your insurance. And given that tech companies use insurance as a way to attract more employees, software employees often pay way less than that. I'm about to have a child and I will pay $0 for it. My wife's company pays everything. Even if we were using my companies insurance instead of hers, we wouldn't pay anywhere near $10k.
- thehappypm 4y agoIt is not the norm for birthing to be 100% covered even at a place like Microsoft or Salesforce, it is the norm for it to apply towards your deductible and then coinsurance ultimately going up to your out-of-pocket maximum. If yours is covered 100% that’s great but definitely not the norm