> In this particular case the corporations in question - banks - would love to see the problem solved too. They don't want to make fraudulent loans in other peo

> In this particular case the corporations in question - banks - would love to see the problem solved too. They don't want to make fraudulent loans in other people's names. It is true that banks very much don't want to issue loans that turn out to be fraudulent. But, they very much more strongly don't want any liability for ruining peoples credit for issuing those fraudulent loans. So they'll rather take the former than the latter. Shift the blame to the innocent person who has no way to prevent it.