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You get the best deal (lowest total cost) by finding out which bank pays the highest financing incentives to the dealership (by asking the dealer), financing th
by Godel_unicode 4y ago
You get the best deal (lowest total cost) by finding out which bank pays the highest financing incentives to the dealership (by asking the dealer), financing the car through them, then paying the whole loan off immediately. It’s all part of the negotiation.
- everybodyknows 4y agoFascinating. Highest financing incentive suggests a commensurately high interest rate. Can we assume there's no pre-payment penalty hidden in the contract?
- Godel_unicode 4y agoYou should check, but generally pre-payment penalties on loans have become pretty rare.