assuming that held true across the board, that's a ~35% reduction. What if it was only half that? Round down, and say generic policy might 'only' save 15%. 1

assuming that held true across the board, that's a ~35% reduction. What if it was only half that? Round down, and say generic policy might 'only' save 15%. 15% of 10s of billions of dollars (hundreds? can't find full numbers right now) is significant.