I’m sorry, I need to ask a clarifying question here. Is it ok for us to seek escape hatches when we sign binding agreements with others? This is very important

I’m sorry, I need to ask a clarifying question here. Is it ok for us to seek escape hatches when we sign binding agreements with others? This is very important for me as I need to find out if I can just walk away from all the student loans, car notes, and mortgages I may have entered into, as it’s no longer convenient for me, and I would really appreciate if I could make that my counter party’s problem