I suspect you're right on all points, but if the 150/5 vs 100/0 logic is correct, they I wonder why this isn't the norm in other countries? I think part of it

I suspect you're right on all points, but if the 150/5 vs 100/0 logic is correct, they I wonder why this isn't the norm in other countries? I think part of it is also that retail mark-ups are typically huge, so the loss on a few returns, even if thrown in the trash, vs the extra profit on a few more sales, skews heavily towards encouraging the extra sales. Still, as someone who never returns non-defective stuff, it'd be nice not to have to subsidize those that do!