There is a lot of pressure, I remember it when I was younger. Now I have my own home outright, so I feel like I am not really allowed to state an opinion, other

There is a lot of pressure, I remember it when I was younger. Now I have my own home outright, so I feel like I am not really allowed to state an opinion, otherwise its "do as I say not as I do" etc... so I should just shut up. I don't really know what is best. But debt sucks, mostly, but can work for you.