He's arguing that you can replace (a formal education AND a $30k student loan) with (library books/the internet AND $0 student loan). If you have the cash to p

He's arguing that you can replace (a formal education AND a $30k student loan) with (library books/the internet AND $0 student loan). If you have the cash to pay for it, then go ahead and get any education you want. If you already have the skills you need to get a job and pay off your loan, then go ahead and get any education you want. If you don't already have a marketable skill and the education you are going into debt for isn't going to increase your employability, then you might want to reconsider your options. If you think of yourself as a start-up, you should get your MVP first (a skill someone will pay you for). Then when you have a paying customer (a job or a nest egg) add all the cool, extra features (a well rounded, liberal arts background)