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They're usually offered as an option for work-sponsored plans. You can get a low deductible plan that your work pays $1k a month for, or you can get a high dedu
by legitster 4y ago
They're usually offered as an option for work-sponsored plans. You can get a low deductible plan that your work pays $1k a month for, or you can get a high deductible plan for $500 a month and the company gives you the other $500 into your HSA tax-free (oversimplified, of course).
They actually make a ton of financial sense, but too many in the US would rather overpay for insurance rather than have to shop around.
- cycomanic 4y agoI agree they make sense, however they are incentive directly aimed at the rich/well off who will benefit most from this (and can afford it).
- legitster 4y ago??? How so? They are capped at like $6k a year.
- lotsofpulp 4y agoAnyone can buy HSA eligible high deductible health plans on healthcare.gov too.