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We have mortgages and credit scores because the aformentioned humanity more often than not lacks the responsibility to assess both the financial capabilities of
by caramelcustard 4y ago
We have mortgages and credit scores because the aformentioned humanity more often than not lacks the responsibility to assess both the financial capabilities of those who borrow the money and the evaluation capabilities of those who lend.
- hcrean 4y agoThis is a late stage cause. There are also many early stage causes.
- caramelcustard 4y ago"Shepherds, Merchants, and Credit: Some Observations on Lending Practices in Ur III Mesopotamia" https://www.jstor.org/stable/25165020 https://www.jstor.org/stable/25165020 Late stage, huh?
- crygin 4y agoHow long do you think that humans have existed?
- caramelcustard 4y agoDepends on what humans we're talking about. 200k years, if we talk Homo Sapiens.