15% is low enough that the increased convenience and number of users who are payment-ready is worth it. And that's as it should be. Apple should compete based

15% is low enough that the increased convenience and number of users who are payment-ready is worth it. And that's as it should be. Apple should compete based on what they actually provide (a user friendly platform with a network effect), which is profitable enough, not from artificially gatekeeping their users.