> I can take my money and do the same thing. It will cost more than the package negotiated by your employer since you are out of the group-rate. Which means i

> I can take my money and do the same thing. It will cost more than the package negotiated by your employer since you are out of the group-rate. Which means it isn’t actually a free market choice with competition. Applying free market choice to the healthcare itself sounds great but it’s difficult to make such choices when unconscious in the back of an ambulance, or after a drug company or doctor causes you permanent injury or death.