A example from Denmark would be MobilePay [0] which is the most use payment solution for mobiles in Denmark. They would like to make it possible to use NFC to t

A example from Denmark would be MobilePay [0] which is the most use payment solution for mobiles in Denmark. They would like to make it possible to use NFC to transfer information about a transaction in shops, but cannot do that on Apple Phones. Instead they rely on QR codes and short number codes for payment. They cannot in any way get NFC access on Apple devices as it is now. Another and probably more relevant concrete example of the above is the Danish Dankort [1] which is a national equivalent of visa/mastercard/amex. Again they cannot use NFC for their app. Some banks have signed contracts that allows their users to use Dankort with Apple pay, but it is not all of them yet. I don't know if there is any fee or similar to Apple pay tbh, but if there is then NFC acces should not be monopolized by Apple. [0]: https://en.wikipedia.org/wiki/MobilePay https://en.wikipedia.org/wiki/MobilePay [1]: https://en.wikipedia.org/wiki/Dankort https://en.wikipedia.org/wiki/Dankort